Services
Artavia are authorised and regulated by the Financial Services Authority (FSA) to provide impartial independent financial advice on a wide range of financial products designed to meet you financial needs, including:
- Life assurance and other financial protection products
- Investments
- Pensions
- Long Term Care Products
As independent financial advisers selecting appropriate practical financial solutions to suit your agreed financial needs, we act in your best interest based on the information supplied to us by you. As you would expect, our financial planning services are completely confidential.
You can choose between:
- One off advice relating to specific matters; or
- A comprehensive, on-going, independent financial review and advice service, based on a schedule of financial review meetings - our Lifetime Adviser Service
All charges are agreed with you in advance and no chargeable work is undertaken without your full knowledge and agreement as to the way in which we will be remunerated.
Lifetime Adviser Service
There are usually three components to our services to you - both individual and business clients:
• An initial review of all or a specified part of your personal goals and financial affairs - this involves detailed research and fact gathering on your behalf by Artavia.
• Regular reviews to identify changes to your goals, circumstances and so forth, including an agreed schedule of review meetings with you.
• In addition you may wish your adviser to investigate particular matters in more detail - for example, reviewing your life assurance arrangements, preparing recommendations for financing the long term care of an elderly relative, preparing an inheritance tax mitigation plan, and so forth.
Our remuneration is therefore divided in the same way - between Initial, Recurring and Specific Project Charges. It is usually paid to us by providers of financial products we arrange for you. Sometimes it is billed to you for payment, or a combination of the two. It is always agreed with you before we start chargeable work
The service helps you to ensure your personal or corporate goals are clear and supported by your financial plans through a regular, scheduled series of review meetings each lasting an hour or so with your appointed professional adviser (quarterly, half-yearly, annually, bi-annually or by agreement).
Professional, qualified financial advice is available to you from your adviser at all times without you or your company feeling obliged to "buy" something from your adviser, or resorting to asking your "friend at the pub".
Your financial services file at Artavia provides your professional adviser here with up-to-date information - the facts about you and your goals - when providing advice at review meetings or on an ad hoc basis.
Our Services and Charges
As described above, there are usually three components - an Initial Charge, a Recurring Charge (paid monthly, quarterly or annually) and one off Project Charges.
The Initial Charge covers your first chargeable meetings, fact gathering and setting up your financial services file. If your business is a corporate client - this charge covers the same items for your business, its owner/managers, and their spouses/partners.
The Recurring Charge covers maintaining your financial services file at Artavia, telephone support and advice to you and your review meetings to your agreed schedule.
Project Charges are one off amounts to cover the required research, preparation and meetings concerning specific advice as described above.
Our Services and Charges are detailed in the Key Facts - Our Service and Costs of our Services
